1. Introduction

Welcome to Werfolio! By accessing or using our website and services, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please refrain from using our services.

2. Use of Services

Our platform provides tools and resources to assist with investment planning. You are responsible for ensuring that your use of our services complies with all applicable laws and regulations.

3. Account Registration

To access certain features, you may need to register for an account. You agree to provide accurate and complete information during registration and to update it as necessary.

4. Investment Advice Disclaimer

The information provided on Werfolio is for informational purposes only and does not constitute financial, investment, or legal advice. Always consult with a qualified professional before making investment decisions.

5. User Conduct

You agree not to use our services for any unlawful or prohibited activities, including but not limited to:

• Engaging in fraudulent activities

• Distributing harmful or illegal content

• Violating intellectual property rights

6. Limitation of Liability

Werfolio is not liable for any direct, indirect, incidental, or consequential damages arising from your use of our services.

7. Termination

We reserve the right to suspend or terminate your access to our services at our discretion, without notice, for conduct that we believe violates these Terms.

8. Governing Law

These Terms are governed by the laws of [Insert Jurisdiction]. Any disputes will be resolved in the competent courts of [Insert Jurisdiction].

9. Changes to Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated effective date.